About Us

Credit Card DudeAbout ACH Direct, Inc.

ACH Direct is one of the fastest-growing privately held electronic funds transfer processors in the United States. ACH Direct's customers benefit from a comprehensive suite of payments products and services, including ACH origination, check verification, identity verification, credit card and debit card processing. Dedicated to providing superior customer service and industry-leading technology, ACH Direct provides tools to help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies.

Providing Value Through Innovation

Since inception, ACH Direct has focused on providing maximum value to our customers by expanding the technological capabilities of core payment infrastructures. Through these developments, we have been able to help our clients reduce their operating costs, increase cash flow and maximize their resources. As the payment industry evolves, ACH Direct is committed to providing leadership and solutions that leverage emerging technologies. Through these innovations, we fulfill our company’s primary objective: to provide our clients with the services and tools they need to succeed.

Helping Our Clients Succeed

ACH Direct is continuously looking for new ways to assist our customers and improve their operations. We consult with our customers to learn how we can enhance our product and service offerings to better serve them. Our team of professionals analyze current processes and then develop ways to streamline and better manage these processes through automation and enhanced reporting.


ACH Direct has a wide variety of tools and services to help our clients get the most out of their payment-related processes. By changing our customers' receivables from a manual process to an automated process, our customers enjoy the essential benefit of accelerated cash flow. Through consolidation of accounts and just-in-time disbursements, cash management is maximized. Through the use of our verification and authentication services, we are able to reduce our clients' losses due to fraud and bad check acceptance. Through the integration of payment origination and results data, the entire payment process can be automated to achieve the maximum possible benefit.


Our online browser-based reporting services provide essential monitoring tools to allow management to monitor activity as it occurs. This real-time capability, combined with a consolidation of all points of origination (point of sale, IVR, Internet and lockbox), provides a complete picture. ACH Direct can provide your management with the tools needed to make informed decisions.

Industry Leadership

ACH Direct is a recognized leader in the payments processing industry. Our executives regularly participate as thought-leaders and speakers at industry forums. ACH Direct's customers benefit from the advanced insight gained through these activities. Our company holds memberships in the following prominent industry organizations


ACH Direct is a full service processor of Automated Clearing House (ACH) transactions, credit card transactions and risk management solutions. Recognized as one of the fastest-growing privately held payments processors in the United States, ACH Direct’s leadership and customer-focused staff are the foundation of our success. Jeff Thorness, president and CEO, leads a management team of highly motivated professionals boasting significant experience in the technical arena and the payments industry.