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If your company sells products and services online, or through any combination of online, brick-and-mortar or mail order/telephone channels, ACH Direct can help maximize all of your payment processes with a complete, cost-effective transaction processing solution.

ACH Direct makes it easy for your company to accept all types of payments. We’ve developed all of our front-end and back-end solutions “in-house,” allowing the flexibility to design a customized solution for companies of all sizes, from the smallest "mom-and-pop" shop to the biggest corporation.

Increase Sales & Profitability

By using the ACH Direct VirtualTerminal, merchants can increase sales and profitability by offering a variety of payment options to their customers. Attract new customers and create incremental sales by offering e-check payment options to your customers that don't use a credit or debit card. You'll also reduce payment acceptance costs by using ACH.

We offer a comprehensive suite of powerful risk management tools to help reduce losses due to suspicious transactions and fraud. These authentication and verification tools help speed up the fulfillment process.

Whatever your customer's choice of payment, we're the only processor you'll ever need. We offer:

  • Real-time credit/debit card and electronic check processing
  • Support for all major credit cards
  • Risk management tools help minimize losses
  • Check conversion applications
  • Powerful recurring transaction features
  • State-of-the-art re-presentment functions
  • Robust reporting features
  • Lightning-fast authorizations
  • VISA E-Commerce Indicator (ECI) support
  • Supports CVV/CVV2/CIB
  • Support for new receipt masking/truncating requirements
  • Locally stored data is encrypted for you and your customers' protection
  • Address Verification Service (AVS) support

Supported Credit Cards

  • Visa
  • MasterCard
  • American Express
  • Discover
  • Diner’s Club
  • JCB

Supported ACH (Electronic Check) Types

  • WEB (Internet-initiated transactions)
  • TEL (Telephone-initiated transactions)
  • POP (Point of presentment – POS)
  • BOC (Back office conversion) – effective March 2007
  • RCK (Returned check transactions – NSF check)

Whether your business is retail, wholesale, telephone order, mail order, Internet/Web-based or service-industry based, ACH Direct can help you determine the most economic, user-friendly and time-reducing payment processing system available today. We are your single source for accepting all forms of payments. An account manager is available to help you tailor a processing solution that will best fit your company’s needs. Why wait? Call 866.290.5400 or e-mail for more information.