ACH Direct provides real value to our customers with a comprehensive suite of payments products and services which includes:

  • ACH / echecks
  • Check Verification
  • Identity Verification
  • Credit Card Processing
  • Debit Card Processing

ACH Payment Processing

ACH Direct is a full service payment processing company offering ecommerce solutions for businesses of all sizes. Whether your business is retail, wholesale, telephone order, mail order, Internet/Web-based or service-industry based, ACH Direct is the perfect choice to handle all of your payment processing and check verification needs.

Payment Processing Services

ACH Direct specializes in the following payment processing services: ACH/echecks, credit card processing merchant accounts and check verification.

ACH Processing / eChecks

ACH / eCheck payment processing services enable your company to accept and process online echecks as well as various forms of financial transactions ranging from charitable donations by telephone to payrolls, pension payments and even rent payments with confidence and ease. Learn more about ACH payment processing and the Automated Clearing House (ACH) Network.

Credit Card Processing Merchant Accounts

ACH Direct offers merchant accounts for processing all major credit card payments, offering single and recurring credit card processing and debit card processing with end to end security and flexible reporting tools. Learn more about getting a merchant account for credit card processing and debit card processing.

Check Verification

ACH Direct's ATMVerify offers check verification capabilities at two different levels, offering a powerful tool for fighting bad checks. Learn more about ATMVerify® as a payment processing solution.

Payment Processing Software

Virtual TerminalTM

ACH Direct's VirtualTerminal is the premiere browser-based payment processing software available. Learn more about VirtualTerminal.


ACH Direct's PaymentsGateway is a high-capacity payment processing software solution. Learn more about PaymentsGateway.

NSF Check Recovery

ACH Direct's NSF Check Recovery solution, Direct Recovery is by far the most advanced and efficient way to collect NSF Checks. Learn more about NSF Check Recovery using Direct Recovery.